Financial Independence in Retirement
Freedom to live your best life.
Let's make work optional!
Everyone says it, we actually are different
Behaviour Matters
Behaviour Matters
Behaviour Matters
We believe in the power of predictable and consistent client experiences are keystones of optimal outcomes.
Experience has taught us that positive experiences set our clients up for success by supporting the development of sustainable smart investor behaviours. This is important because it encourages them to continue to take the actions necessary to accomplish their short & long-term goals.
We have designed all facets of our business around supporting behaviours that create our client's success by eliminating the leading obstacles to taking action on the path to financial independence in retirement, mainly commissions & additional fees.
We dislike being nickle & dimed and refuse to do this to our highly valued clients.
Fees
Behaviour Matters
Behaviour Matters
You are right about fees.
All costs matter because they impact what is left over to fund your retirement lifestyle and legacy goals.
With us you'll know exactly how much you are paying with our simple, straightforward all inclusive fee structure and full cost disclosure process.
We are different. We disclose your total expense ratio. You will know exactly how much you are paying for your investments including any embedded fees in products you purchase in both percent and specific dollar amounts, so you'll never ever wonder how much you are paying your advisor again.
Are you ready to say goodbye to transaction fees and commissions every time you buy, sell or rebalance your investments? Will it break your heart to stop paying custodian fees, annual administration fees paper statement fees your hard earned money?
Better Way
Behaviour Matters
Better Way
We knew there had to be a better way to help investors, so we built it.
Our strategies are deeply rooted in math and science. We focus on actionable advice that is easy to understand and implement so you can achieve your retirement lifestyle goals.
Our investment process combines the benefits of asset allocation, active investment management, technical & fundamental analysis, consistent monitoring and independent thinking when developing our portfolios.
Our proprietary wealth management process is focused on minimizing the downside capture of our client's portfolios while simultaneously optimizing upside participation and is the secret to investing success and achievement.
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Frequently Asked Questions
Please contact us if you cannot find an answer to your question.
Through our experience and education we have developed the unique skills required to best serve the following groups:
- 20 - 39 year old higher income earners who want to fast track their path to financial independence and make work optional.
- Canadian Controlled Private Corporation (CCPC) Business Owners focused on business succession, retirement and/or intergenerational wealth.
- Executives with equity based compensation (Stock Options, RSU's and more).
- 55+ community, who seek to maximize what is theirs to keep after fees, taxes and inflation to fund their lifestlye and legacy goals throught retirement.
No. We have a different kind of minimum.
We have an attitude and comittment minimum. We only work with people who value their hard earned money and want to become and stay financially independent.
We are happy to help no matter where you are starting from on the financial ladder of success.
Absolutely.
We believe that it is critical to your long-term success to have access to all asset classes including private REITS, private equity and other exempt market products. We take a pension fund approach to including alternative asset class investments in our client's portfolio.
The material we learned in the Exempt Market Proficiency course from IFSE Institute is the basis of our framework used to evaluate each of these unique investment opportunities and screen them for inclusion in the right client's portfolios.
Disclaimer & Regulator Information
IIROC Advisor Report – Know Your Advisor | DSL Privacy Notice | DSL Complaint Policy|
CIRO -Canadian Investment Regulatory Organization | CIPF – Consumer Investor Protection Fund
Stephanie Stewart is registered to provide investment advice and products to clients residing in the provinces of Alberta, Saskatchewan and British Columbia. Investment products, including securities, mutual funds and bonds are provided by Designed Securities Ltd.
Stephanie Stewart is an Associate Portfolio Manager and is also licensed for the sale of insurance products. Stephanie Stewart is registered through separate organizations for each purpose, and as such, you may be dealing with more than one entity depending on the services and products discussed. The name of the entity being represented should correspond to the business being conducted. Affluence Partners Inc and Affluence Partners Wealth of Designed Securities Ltd. (DSL) are separate legal entities. Affluence Partners Wealth is an investments trade name of DSL. DSL is regulated by the Canadian Investment Regulatory Organization (CIRO) and Member of the Canadian Investor Protection Fund (CIPF.ca). Investment products are provided by DSL and include, but are not limited to, mutual funds, stocks, and bonds. Stephanie Stewart is registered to provide investment advice and solutions to clients residing in the provinces of Alberta, Saskatchewan and British Columbia.
Any advice which may be given in respect of non-securities services is given by Stephanie Stewart solely and no such advice is given in their capacity as a registrant of DSL. Canadian Investor Protection Fund (CIPF) coverage is available to CIRO Dealer Members and does not offer protection, within limits, on non-securities products not held by a Member.
Non-securities related business includes, without limitation, fee-based financial planning services; estate and tax planning; tax return preparation services; advising in or selling any type of insurance product; any type of mortgage service. Accordingly, DSL is not providing and does not supervise any of the above noted activities and you should not rely on DSL for any review of any non-securities services provided by Stephanie Stewart and Affluence Partners Inc.
This website is for informational and reference purposes only and is not intended to provide specific personalized advice including, without limitation, investment, financial, legal, accounting or tax advice. Please consult the appropriate professional depending on your particular circumstances. This website does not constitute an offer or solicitation in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation.
The opinions expressed are those of the author and do not necessarily reflect those of DSL. The information contained on this website is subject to change without notice. Information has been gathered from sources believed to be reliable. Content is accurate as of the date of publication, and subject to change without notice.
By accessing links to external websites, you will be leaving this website, and Affluence Partners Inc and Affluence Partners Wealth of Designed Securiteis Ltd are not responsible for the information contained on these external websites.
Content may not be reproduced or distributed without the consent of Stephanie Stewart.
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