Our Process
What we do
Create financially independent Canadians.
No matter where you are starting from, we can help.
Our strategies are designed to help our clients make smarter investment decisions so they can capture more of the market returns than the average investor. By navigating dangerous "behaviour gap" traps like of buying high, averaging down on the wrong investments, over concentrating and panic selling, our clients optimize their outcomes with their available resources.
Why we do it
We're changing the industry from inside, because it is the right thing to do, and someone has to go first.
We belive at our core that we must deliver value to our clients that is worth multiples of the fee they pay us. If we cannot deliver this level of value, we haven't earned our fee, and shouldn't be paid.
Our industry is good at hiding your actual total cost, until you notice the additional fees and costs appearing on your statements and pull out a calulator to add it all up. We think that's no way to treat a valued client, and we've found most investors agree.
That's why we created a simple, straightforward all inclusive fee structure and full cost disclosure as part of our onboarding process.
Our process helps you make an informed decision.
Risk free. No cost or obligation.
Step 1
Introductory call.
We'll start with a scheduled quick 15 minute introductory phone call to help us both make sure that we have the expertise for your unique situation.
If we aren't the right fit for you, we'll let you know and will point you in the direction to get the advice you need.
Step 2
First meeting (virtual or in person)
The purpose of this meeting is to learn all about your family, unique situation, goals and accomplishments.
We will guide the conversation through questions to become crystal clear on what is important to you.
We will then use your answers to create your roadmap to success.
Step 3
Second meeting & analysis
In this meeting we will apply our expertise to provide answers to your critical financial independence questions.
We'll provide plain english, actionable advice, explaining what you can do to acheive your goals.
We will not do any paperwork or open any accounts in this meeting.
Step 4
Sleep on it!
We have a mandatory overnight cooling off period built into our process. We are in no rush for you to make a decision.
We are interested in long-term (life long) relationships with our clients and want to allow you the time needed to make the best decision for your future.
Step 5
Becomming a client.
Welcome aboard!
By now, all of your questions will have been answered and you will have received a customized outline of the process for moving forward.
We will meet to formalize our relationship through the signing of paperwork and making sure we haven't missed any loose ends along the way.
Step 6
Regular ongoing reviews.
Life happens and things change on the path to financial independence.
Experience has taught us that regular and proactive discussions with our clients leads to the best outcomes.
That's why we like to circle back and review your progress toward your goals on a regular basis.
Disclaimer & Regulator Information
